When you pay for a service, you expect good service in return.  Unfortunately, that does not always happen.  Whether it is your cable bill, or a hotel visit, you are paying for, and expect, a great product.  Instead of yelling at customer service, our QuickQuid team put together some tips on “complaining the right way.”  Follow some of our advice below and walk away with some extra pounds in your pocket.

• Don’t Complain To Complain – Your friends or family don’t want to listen to you complain when they cannot help your situation. Speak up (politely) as soon as you experience a problem.  Employees are trained to handle customer service situations.
• Email, Don’t Call – Calling can often be the worst course of action to take.  Writing an email tempers your emotions while having a record of your complaint. Although calling is never out of the question, some call centers may not be able to resolve a unique issue. A short, polite, email will work wonders.
• Don’t Yell. Fix – Venting your anger on a perfect stranger does nothing to help you, or the company.  If you call, or write, be polite (yes, we know that rhymed) and offer a suggestion on how the company can fix your problem.  Employees and managers are more likely to take you seriously if they see you have realistic expectations.
• Be Patient. But Persistant – Expect a response within two weeks if you email your complaint.  Anything more than two weeks, and you have been ignored.  Make sure to check back every week to record your complaint’s progress.

People often pay for a service they dislike and never speak up.  However, if you follow some of the advice above and politely complain, you will likely end up with “freebies,” or money.  Your QuickQuid family is always here to help save you money, or offer you fast cash with a short-term, online payday loan when you’re in a pinch. Click here to get started, or offer some customer service stories in the comments below!

Photo: Flickr User

It is always awkward to know that some of your friends have a lot more money than you. Such as, when you and your friends go out for an expensive dinner, you order something affordable, while your friends live it up. When the check arrives, everyone with money wants to split the check equally. So much for watching your budget. Your QuickQuid family members know how this feels. Take a look at our tips to help control your spending with wealthy friends.

• Communicate – My mum always said, “honesty is the best policy.” Tell your friends about your money situation. You don’t have to hand them an expense report, but a simple explanation, such as you’re saving for a vacation, will do.
• Don’t “Keep Score” – Did your friends pick up the cheque for an expensive dinner? There is no need to return the favor, pound for pound. Have them over for dinner and a movie. No matter the expense, your friends will appreciate the gesture in return.
• “Thank You” – As we said before, your friends are your friends for a reason. If your wealthy friends want to pick up the cheque, learn to say “thank you.” The difference between friends and wealth can work both ways. Never feel guilty from an occasional act of kindness.
• New Friends – This is a little harsh, but it should be your last option. You don’t need budget busting friends on top of your own finances. Your money can be tough enough to handle on its own. Your real friends should be accepting of your financial situation.

Your QuickQuid family knows that having a friends with different financial situations happens to everyone, we just need to learn how to deal with it. They are your friends for a reason, and can also be a constant reminder to work harder, get that promotion, and earn more money. Remember, if you are in a pinch, QuickQuid is always here to help you get fast cash with a short-term, online payday loan.

Photo: Flickr User

Free.  Say it with us… Free.  Your QuickQuid family loves the word “free” because it means saving money.  The more we thought about it, there are many free offers in our daily lives that are waiting to be taken advantage of.  As always, we put our heads together and came up with our favorite free money saving tips.  Just don’t use all your “free” time reading them. Don’t worry, we will accept your free hug later.

• New Contract, Free Phone – Most carriers will give you a free phone when signing a new contract. Ask around at your local carrier store, and they can point you towards the right deal.  Why pay for a cell phone when you are already signing a contract to pay even more money?
• Books – There is no reason to ever buy a book.  Have an itch to read? Drive over to your local public library to find all the literature you need and check out a book for free!
• Water – Yes, we all have a monthly water bill, but why are we paying for it bottled? Save some money and buy yourself a reusable aluminum water bottle.
• The News – The Internt gives you access to thousands of news sites, locally and world wide. So why are you paying for a newspaper? Cancel your delivery paper, and visit its online site.
• Shipping – Your QuickQuid family members love to online shop, but we hate paying for shipping. Search the Internet for coupons mentioning free shipping for the website you are buying from.

Your QuickQuid family would love to hear your own free tips. Post them in the comments below. We know everything in life is not always free, and sometimes you need a short-term, online payday loan for a cash advance. We are always here to help.

Photo: Flickr User

Your QuickQuid family loves our pets as much as we love giving online payday loans.  Our pets are a daily discussion around the office, and are also a big, but loving, expense.  In order to save you money, our team members put together a list of the best money saving animal care tips.  We know you won’t “howl” at our advice below.

• Become a Member – Most local pet stores offer special savings for signing up to become a store member.  Once you’re a member, make sure to check your email regularly, as some pet stores send out additional sales to their members.
• Big Store, Happy Pet – Shop the super stores with your super pet.  Anything can be bought in bulk.  Stock up on food, toys, and comforts for your best friend while your account stays fat.
• Pets Love the Internet – Bookmark the webpage of your pet’s favorite food as most companies have discounts on their website.  Also, other large pet sites offer daily promotions on medications, food, or grooming.
• Back to School – Try a veterinary school instead of a veterinarian for minor surgeries, vaccinations, and dental care.  Some schools can save you up to half the cost of your normal veterinarian bill.  Save some of that extra money for yourself.  You deserve it for taking care of your best friend!

Your QuickQuid family loves our pets just as much as you do.  We just wanted to share some money saving tips to help you and your best (non human) friend.  We are in the business of helping you through stressful financial times with online, short-term, payday loans.  Your QuickQuid family is always here to offer financial tips, or a cash advance with a payday loan when you need it.

Photo: Flickr User

It’s hard to determine if you are emotionally ready to be a parent.  However, you can take steps towards becoming financially ready to a parent.  Your QuickQuid family has some ideas from The Simple Dollar to help you out.

1)   Is the Time Right? –  The emotional decision to have a child can cloud a decision based on reality. Sit down with your partner to make sure the costs (time, money, energy, etc.) do not outweigh the benefit of a child.

2)   Plan Now –  According to The Simple Dollar, “The sooner you get your own financial house in order, the easier the arrival of children later in your life will be. Get an emergency fund started. Pay down your debts with a particular focus on maximizing your monthly cash flow. Invest your energy in building a sustainable career.”

3)   Smart Money – Low cost solutions does not mean low quality for your child.  Such as, purchasing clothing at resale stores.  That money you save can be better spent on an education.

Your QuickQuid family knows that becoming a good parent sometimes begins before your child is even born.

Photo: Flickr User

Your QuickQuid family found a creative way to save money on your grocery bill. Start a food club. Sometimes it “pays” to be creative with your most basic expense in life.  Follow the  advice on how to start your own club and save some money.

• Spread the word –  Ask family, friends, and neighbors about joining.  Start with a group of at least five families and add more if necessary.
• Compare Lists – Sit down and compare shopping lists.  Everyone drinks milk, but everyone may not drink fat free milk.  Also, make sure to track how much your items normally cost.   That way you can find better savings in the future.
• Responsibility – The leader of the club should designate roles to all the club’s members.  Such as shopping, delivery, and clean up.  According to Mint.com, “Once the food is purchased, the group will have to decide where it will be stored … split up [and] delivered.  If there are perishable items like fruit or meat, the group may decide pick up has to be right after the shopping spree.”
• Smile – Your food club should not be a chore.  Arrange gatherings and share recipes.  The more fun everyone has saving money and making friends, the longer your club (and money) will last.

Although food is the most basic necessity in life, it doesn’t mean you have to spend a lot of money.

The easiest way to ruin a vacation is to over spend.  Your vacation may end, but your debt will follow you home. A vacation is supposed to be about relaxing, and your friends at QuickQuid discovered some great ways to save money while traveling from GetRichSlowly.org.  Take a look below to read some of our favorite advice.

• 20% Rule – Budget 20% more than you think the trip will cost.  You never know where that extra money will end up, like impulse spending (everyone loves a souvenir), or unexpected needs (Tylenol for a headache).
• Be Prepared – Do some research about your vacation location.  Some places have additional taxes and fees that can really hit your budget.
• Create a Savings Goal – Set a limit on your spending.  If you come home below your goal, put that extra money towards credit card bills, or into a savings account.

Want more tips?  Take a look at this post from GetRichSlowly and share with friends and family.  We know that everyone loves to travel, but everyone really loves to save money.  QuickQuid is here to help!

Image: Flickr User

The pound has slid to a record low against the euro, which could destabilise the British economy. What’s your plan for when your pounds don’t cover costs the way they used to?

Online loans are definitely a route you should consider. If you are traveling away from home and your pounds don’t stretch as far as you thought they would, online loans could be a quick solution to emergency money needs. You can apply for online loans anywhere in the world. Getting connected to online loans is as simple as finding the nearest internet connection. Simply create an online loans account with an online loans company like QuickQuid. It takes just minutes to fill out the online loans application. And with online loans from QuickQuid, there’s nothing fax, no extra online loans paperwork to fill out.

Once your online loans application is submitted you can be instantly approved for your online loans and then receive your online loans directly into your current account that same day. Imagine the relief you’d feel receiving online loans in your account while you’re away from home and in a bind. Online loans from QuickQuid are fast, convenient and easy to get. You can receive online loans even with less-than-perfect credit.

Check out the other benefits of online loans from QuickQuid and apply for online loans today!

Need tips on how to survive the recession? There’s lots you can do to avoid the recession blues. Switch your debts. If you have credit card debts right now, see if you can reduce the APR or pay your credit cards down with a cash advance. Consider cancelling your home phone line and only using your mobile. That would cut out one whole bill a month! There’s always the option of taking out payday loans to cover emergency expenses or overdue bills as well.

In times of financial uncertainty, it’s always important to have your personal finances in order. Here are some tips to help you with your personal finance.

1) Spend less than you earn. This may seem obvious but many times people do the opposite and get into debt quickly. To keep your personal finances in order, stop spending and start saving.
2) Set a budget. And make sure to follow it. Write down all your expenses and figure out which bills you’re going to pay with each paycheck in advance. Keep your personal finances on the right track.
3) Have an emergency fund for unexpected expenses. If that’s not possible right away and you’re faced with a personal expense, there are always options like payday loans and cash advances to help you out until your next payday.