It’s hard to determine if you are emotionally ready to be a parent.  However, you can take steps towards becoming financially ready to a parent.  Your QuickQuid family has some ideas from The Simple Dollar to help you out.

1)   Is the Time Right? –  The emotional decision to have a child can cloud a decision based on reality. Sit down with your partner to make sure the costs (time, money, energy, etc.) do not outweigh the benefit of a child.

2)   Plan Now –  According to The Simple Dollar, “The sooner you get your own financial house in order, the easier the arrival of children later in your life will be. Get an emergency fund started. Pay down your debts with a particular focus on maximizing your monthly cash flow. Invest your energy in building a sustainable career.”

3)   Smart Money – Low cost solutions does not mean low quality for your child.  Such as, purchasing clothing at resale stores.  That money you save can be better spent on an education.

Your QuickQuid family knows that becoming a good parent sometimes begins before your child is even born.

Photo: Flickr User

Money.  It should be considered an emotion. One word that makes every person react differently.  The powerful emotion of money takes on greater meaning once you are in a serious relationship.  To help you out, your QuickQuid family has found some great tips from Mint.com to help you and your significant other have the “money talk.”

• Start with your mistakes – My father would always say, “If you point a finger at someone, there are always three fingers pointing back at you.”  Make sure your spouse understands that you are not perfect.  Mint.com says, “If you can take your fair share of the blame and ask for help working on your weaknesses, you’ll have a much easier time pointing out the things your [partner] needs to do better.”
• Focus on the “why,” not the “why not”- New car? Retiring early?  College tuition?  Those are specific goals and reasons WHY you are having this tough conversation.  Stop talking about what you can’t do because you’re saving money, focus on what you are going to do.
• Don’t let other topics creep in – Stay on topic.  Mint.com says, “Comments about your lavish nights out on the town might reveal hatred for one particular friend…  Those feelings should be put aside.”

Talking about money with your partner should never be a bad thing, although it often is.  Having the “money talk” will not only help you out financially, but also have a positive impact on your relationship.  Remember, your QuickQuid family is looking out for you.

Image: Flickr User

People sometimes say, “third time’s a charm!” Well for you, it can be! If you applied for a payday loan from QuickQuid 3 times already, the next time you apply for a loan you will be able to save 10% on your finance charges with our Preferred Member Programme!

If your cooker breaks down or you can’t keep up with your monthly bills, there’s no need to worry. You can always take out a fast cash advance with QuickQuid. If you’re just one of those unlucky people to whom emergencies always happen, your bad-luck streak may be ending soon.

As a regularly unlucky person, you may have taken to believing in superstitions. One of these superstitions being that 13 is an unlucky number. But your luck is about to change! The 13th time you take out a payday loan with QuickQuid, you can get 20% off of your finance charges! What could be luckier than that?

So stop fretting about all of your expenses and start relaxing a little because QuickQuid can put an end to your bad-luck!

When you’re in need of a payday loan, you probably need it as fast as possible. But what if you have a quick question? Calling us is a fast solution but what if you don’t have a land line and don’t want to add even more minutes to your mobile phone bill? Just talk to us online instead!

You’ve realized that going to cash advance shops is a strain on your daily schedule. There are too many lines and it just takes too much time. So you’ve decided that your best option is to get a payday loan online from QuickQuid. So if you’re already getting your fast cash loan online, why not ask your questions online as well? Just click on our Live Chat button and you’ll instantly be connected with someone who will help you with any of your needs!

Get a cash advance of up to £1500^† as early as 8:00 at no extra charge!

QuickQuid provides same-day funding,^§ but did you know that we now offer early morning funding times to our existing customers?

Simply apply at www.QuickQuid.co.uk before heading off to work, and if approved by 7:30, get funds deposited directly in your account by 8:00. Don’t worry if you miss the cutoff! Apply before 14:30 and still get funds in your account the same day^§ at no extra charge. Learn more.

Life if full of expenses. Some are planned for and others just pop up when you least expect them. A cash advance can be a quick and easy way to get fast cash to cover emergencies just in the nick of time.

Apply online at QuickQuid and get up to £1500^† deposited directly into your current account today.^§ You can use the fast cash to cover emergency expenses like car repairs, home repairs or other unplanned bills. Getting the money you need in emergencies is quick, easy and hassle-free with QuickQuid, the online short-term lender. Apply online today!

Getting the money you need for emergency expenses is as easy as 1, 2, 3! Learn how quick and easy it is to get fast cash in your  bank account today!^§

1. Apply online in just five minutes from the comfort and privacy of your own home.

2. Receive quick approval^¶ with nothing to fax and no paperwork to post.

3. Get fast cash deposited directly into your current account today!^§ We provide same-day funding at no extra charge.

When you need money quickly, consider QuickQuid as your online connection to fast cash!

QuickQuid now offers funding as early as 8:00 for existing customers. Simply apply and get approved by 7:30^¶ to have funds in your account straightaway!

We also offer funding at 11:00, 13:00 and 15:00. With multiple funding times throughout the day, you’re now able to get cash deposited directly into your account when it’s convenient for you!