Financial advisory websites like the FSA’s Moneymadeclear™ can help you get the facts straight about various financial products and services including personal loans, secured loans and unsecured loans. For instance, Moneymadeclear™ has tips on important points to check before taking out a personal loan such as charges for early or late repayment. The FSA is the UK’s financial watchdog set up by the government to regulate financial services and protect your rights.

Asking prices for homes in England and Wales fell 1 percent in the month of September, leaving them 3.3 percent lower than a year ago, according to an article by Reuters.

As housing prices continue to fall, less and less homeowners are willing to sell. If you’re a homeowner looking to sell, here are some tips to get the most out of your investment:

1) Watch for changes in the mortgage funding markets. According to Miles Shipside, the commercial director at Rightmove, the housing market is in limbo and will stay that way until financial institutions address the disastrous state of these markets. Check out Rightmove’s September House Price Index report for more information.

2) If you must sell, make sure to trade up. With housing prices at a low, you can get more for your money. Just be cautious with the ongoing turmoil of the economy and don’t buy before you sell.

3) Increase the value of your home with simple home improvements. Fix up the bathroom or spruce up the garden. Little changes can help, but you’ll get the most return on your investment when you tackle larger projects like new flooring, cabinets or countertops in the kitchen. If you don’t have enough for major home improvements, consider a payday loan, cash advance or wage advance. A payday loan wage advance could be the ticket to a more profitable sale.