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QuickQuid is a licensed lending partner across the United Kingdom. Our online process is designed to get you the money you need with as little hassle as possible. Our rates and terms for payday loans are:
The loan agreement will be governed by the Consumer Credit Act of 1974 and all other applicable United Kingdom laws.
The maximum loan amount for United Kingdom residents will be £750. New customers will be limited to a maximum loan amount of £300. An advance payment is not required for a QuickQuid payday loan.
You may extend (roll over) your loan a maximum of two (2) times by logging into your personal account selecting the “Request An Extension” link or by calling our Customer Service Team. By making this selection, the principle of your existing loan will be ‘rolled over’ into a new loan with duration of two (2) pay periods. Extensions, partial payment and early payoff requests must be received by 17:00, at least two (3) working days prior to your due date.
For more information on extensions, click here to visit our FAQ page.
Your loan finance charge will be £25 per £100 borrowed per pay period. The finance charge will be paid in two (2) equal payments on your next two (2) payment dates. Listed finance charges include any applicable taxes and bank delivery charges.
Sample QuickQuid payday loan for a customer paid monthly:
| QuickQuid Payday loan | Payment to Customer | Payment to QuickQuid | |
|---|---|---|---|
| Loan issued on 03/05/2007 | £200 | Fund loan | |
| Pay Date 1 31/05/2007 |
£50 | Finance Charge | |
| Pay Date 2 30/06/2007 |
£250 | Finance Charge & Principal | |
| Total amount payable to QuickQuid | £300 | Finance Charges for Payment Dates 1 &2 and Principal | |
| APR | 1576.6% |
Sample QuickQuid payday loan for the same customer with early payment option exercised:
| QuickQuid Payday loan | Payment to Customer | Payment to QuickQuid | |
|---|---|---|---|
| Loan issued on 03/05/2007 | £200 | Fund loan | |
| Pay Date 1 31/05/2007 |
£250 | Finance Charge & Principal | |
| Pay Date 2 30/06/2007 |
canceled | canceled | canceled |
| Total amount payable to QuickQuid | £250 | Finance Charges for Payment Dates 1 &2 and Principal | |
| APR | 1733.5% |
Depending on the loan term, typical APRs will range from 1351.7% to 9889.3%.
For additional questions, please feel free to view the FAQs or Contact Us.
*All times listed refer to British Summer Time (BST) between the dates of 25 March and 28 October, otherwise all times are listed in Greenwich Mean Time (GMT).
For information on QuickQuid regulatory and legal information, click here: Regulatory & Legal.