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The QuickQuid Advantage
  • Up to £1500 in your Account Today
  • Apply in Five Minutes
  • quick approval
  • Poor Credit OK
  • Over 1 Million Satisfied Customers

Cash is just a Click Away with QuickQuid.co.uk

Now there is a quick and simple solution to your everyday cash flow problems.

Apply for a payday loan in just minutes, get approval quickly and receive up to £1500 directly into your current account as quickly as same-day. Best of all, you can apply online from the privacy of your own home. No more expensive credit card late fees, no more bounced cheques — just the pounds you need, when you need them!

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Pros, cons and alternatives to a credit card loan

In reality, every time you use a credit card, loans are what you actually are getting. Someone else — the credit card loan company — is paying for your goods until you pay them back. A credit card loan is a convenience, but can come with high costs. Check the alternatives, such as pay cheque advance loans, if you’re serious about managing money in smart ways.

First, consider the full costs of a credit card loan It’s not at all uncommon to use a credit card loan for simple purchases. But there is a high price for convenience, suggesting that you consider other ways to finance your life.

Whether it’s product purchases, auto repairs or just to patch you through a difficult period, a credit card loan could make your financial challenges even greater. Miss scheduled payments and the credit card loan interest rate rises further, along with penalties. The annual percentage rate (APR) can go as high as 30%.

One alternative: Cash advance loans

If a credit card loan worries you, you’re not alone. Millions of people opt instead for cash advance loans on their next paycheque. These provide short term solutions to situations where pounds sterling are needed right away. Terms are clearly spelled out (credit card loan terms can change with missed payments and other situations), and your payment is handled with the next pay cheque.

How do cash advance loans work?

  • Unlike with a credit card loan, the user/borrower faces no pre-qualification requirements such as credit history or collateral. The only requirement is that the borrower has held a job for at least three months. This also eliminates the need to fax documents.
  • Cash advance loan applications take about ten minutes (online), approvals come in one hour and money is sent to your bank account electronically in a single day. For new card applications, it can take weeks to get a credit card loan.
  • Use limitations for cash advance loans are the same as a credit card loan insofar as there are none. How the borrower uses the cash is his or her business, not the lender’s.

Whether you use cash advance or a credit card loan is dependent on your personal situation and preferences. Just be sure you understand the advantages to both.

Service personnel looking for military loans might go where every hardworking person looks for short term loans. Online payday lenders can provide personal loans from wherever you find Internet access, based on the rock-solid guarantee of your government paycheque. When you need money end money there's only a few options that will suit your needs for quick cash.

For anyone with equity in a home, credit comes easier. But home credit equity is not always the smartest way to get extra cash.

Consider the online loan option. Unlike with a home credit loan, you don’t risk a permanent and vital possession such as a house. Instead, you are borrowing against a portion of your next paycheque — up to £1500 — with a built-in mechanism to repay on your next pay day. With salary advances and wage advances, all one needs is to have employment to borrow money. An online loan is a great alternative to a credit card loan or a student loan.

Terms and Conditions apply. Finance charge will be between £10 and £14.75 per £50 borrowed. Typical 2356% APR. Loan amounts are based on consumer's credit history and ability to repay loan. Not everyone may qualify for £1500 QuickQuid performs traditional credit checks, while still accepting those with less-than-perfect credit. QuickQuid verifies applicant information via various national databases. §Funds will be deposited the same working day, if approved by 14:30. Approval may take up to 30 minutes in most cases. Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counselling.