Terms and Conditions Apply. Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. May not be available in your state. CashNetUSA (“CNU”) does not offer loans in all states in which it operates. In certain states it offers deferred deposit, deferred presentment, or other credit transactions. See Rates and Terms for details. In most cases, funds deposited via ACH for delivery next business day if approved by 9pm CST Mon – Thu or by 7pm CST Sun. Due to state requirements and/or verification criteria, not all customers may be eligible for instant approval. CashNetUSA reserves the right to discontinue and/or adjust the terms of this membership program without notice. CNU reserves the right to revoke membership privileges due to past due balances and/or other actions that adversely affect a customer’s standing with CNU. In order to receive the Preferred Member discount, customers must login at www.cashnetusa.com and enter their discount code at the time of application. CNU is not responsible for any bank fees, including but not limited to, late fees and NSF fees incurred from a misapplied discount. If you are having trouble with your Preferred Membership discount, contact us at support@cashnetusa.com or call our Customer Service toll free at 888.801.9075.

If you are an installment loan customer, the Preferred Member discount will be applied to the simple interest rate of your next installment loan with CashNetUSA.

*For each successful Refer-a-Friend referral, you will receive a credit to your CNU account in the amount of $20 as a reward, except if you are an installment loan customer. If you are an installment loan customer, you will receive a 20% discount on the simple interest rate applied to your next installment loan with CNU as a reward for your referral.