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What are short term loans?
Short term loans, sometimes referred to as payday loans, are a short-term, small-principal loan used by people every day for immediate money needs. Ranging from £50 - £1500,† these loans are funded directly into your current account and debited (plus finance charge) upon your next payday.
Who can receive a short term loan?
To pre-qualify, just have a valid bank account, be at least 18 years old, receive a regular paycheque or salary and be a resident of the United Kingdom.
How does it work?
Just apply online in five minutes from the comfort and privacy of home and receive quick approval¶ without faxing documents. Money will be deposited directly into your current account within 10 minutes§ at no extra cost. Plus, less-than-perfect credit is not a problem!‡
What happens next?
On your next payday, the loan amount and finance charge will be automatically deducted from your bank account.
What are the fees associated with a short term loan?
With a payday loan from QuickQuid, all fees and charges are upfront, so there are no surprises. Simply visit our Rates & Terms to learn about the fees associated with personal loans from QuickQuid.
NEW - QuickQuid Mobile AppQuickQuid's new mobile app available to Android and iOS users.
Promo code is valid on initial finance charge only, must be applied at the
time of application, and cannot be combined with any other offers or prefered member
benefits.
Promo code may only be used for a QuickQuid payday loan.
Terms and conditions apply. All loans are subject to status and affordability and credit checks prior to approval. Applicants must be 18 or over. Short-term loan customers: Finance charge will be between £20 and £29.50 per £100 borrowed, depending on your credit score. QuickQuid FlexCredit customers: Interest accrues at a daily rate of .82%, which roughly equals 25% per month (£25 per £100 outstanding per month). †Loan/credit limit maximum of £1000 for first-time customers (£1500 for existing). Loan amounts and credit limits are based on a consumer's credit history and ability to repay in accordance with QuickQuid's affordability policy. §10-minute money will depend on whether your bank supports Faster Payments. If your bank does not support Faster Payments, funds will be sent to your account the same day as approval so long as you’re approved by 14:30. While we are able to send money to your account within these given times, some banks take longer to deposit such funds to your account. If in doubt, contact your bank or our customer service team. ¶Approval may take up to 30 minutes in most cases. QuickQuid performs traditional credit checks and verifies applicant information via various national databases. QuickQuid is the trading name of CashEuroNetUK, LLC. CashEuroNetUK, LLC is a Limited Liability Company incorporated in the United States. Head Office: 200 W. Jackson Blvd., 14th Floor, Chicago, IL USA. Correspondence Address: 483 Green Lanes, London, N13 4BS. Consumer Credit Licence: #603395