Is the 4% Withdrawal Rate Safe For Your Retirement

Is the 4 Percent Withdrawal Rate Safe for Your Retirement?

If you haven’t heard estimates of the “safe withdrawal rate” as it pertains to your retirement, it’s good to contemplate that now so you can set your retirement plans accordingly. Essentially, there’s a set value of money one can save such that they can withdraw the same percentage each year and never run out. Here […]

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Fixed- vs. Tracker-Rate Mortgages – Pros and Cons

If you’re thinking about buying your own residence at some point, it’s important to understand the different types of loans available and which may be the best fit for you. First, we’ll start with a brief explanation of the two primary types of mortgage loans, and then some pros and cons for each: Fixed-Rate Mortgage […]

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Don't count on crowdfunding investments to make you rich

Don’t Count on Crowdfunding Investments to Make You Money

You’ll probably be seeing a lot in the media in the coming year about crowdfunding investment opportunities in the UK. People may think they can achieve huge returns through the various ventures coming to the public. However, there are several reasons why you’d probably be better off sticking with conventional investment types: Many Don’t Give […]

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How Rich People Think About Money and How You Can Too

How Rich People Think About Money and How You Can Too

Many people would be well served to think about money differently. By gaining some insight into how the rich think about money and into their financial behaviors, you might get some ideas about how to manage your own finances, and perhaps someday you’ll be sitting in their shoes! I’ve often observed that attitudes and behaviors […]

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Is It Possible to Beat the Market Any More

Is It Possible to Beat the Market Anymore?

There are many things in life that people chase forever and never find. It could be anything from the perfect job to the perfect physique to beating the stock market with their own investing prowess. While there are thousands of self-help books and tips and “secrets from the experts” outlining how to achieve these dreams, […]

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Saving Money on Groceries

Saving Money on Groceries – Store vs. Brand Name

One of the single largest spending categories for individuals and families is often the grocery bill. While things like rent and petrol may be more or less fixed and can’t be reduced very much, the grocery bill can be quite variable because it depends on many factors. One such factor is what brands you purchase. […]

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Is Peer Lending a Good Investment

Is Peer Lending a Good Investment?

Peer lending is a relatively new investment class that’s evolved over the years. Here, we’ll delve into some of the pros and cons of considering peer lending as part of your investment approach. The Premise of Peer Lending The beauty of the peer lending market is that it connects a huge number of borrowers and […]

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All About the Inheritance Tax

All About the Inheritance Tax and How to Beat It

While many Brits may think the inheritance tax is only for the rich, you’ll see here why even ordinary Brits may fall prey to this tax. Based on the recent 2013 Budget announcement, the inheritance tax as it stands presently will stay in effect as-is for another five years. The IHT, as it’s called, is […]

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Earn money in retirement

3 Ways to Earn Money in Your Retirement Years

Many Brits (and citizens the world over) have come to the realisation that they aren’t going to be able to live a traditional life after retiring from their primary adult job for a number of reasons. First off, many people have been laid off or can’t find work at their prior pay rate. Next, many […]

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