Real Hourly Wage

What’s Your REAL Hourly Wage?

You may think you know how much money you’re bringing home for every hour of work you put in, but it’s time to think again. Whatever your stated hourly wage is (or, if you’re salaried, whatever it comes down to after dividing your weekly pay by your weekly hours), your real hourly wage is likely […]

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Having Trouble Saving_ Pay Yourself First

Having Trouble Saving? Pay Yourself First

We all mean to save more, but it can be difficult, especially if you don’t have the biggest salary at the moment. It’s all too easy to find yourself at the end of the month wondering where all your money (and good intentions) have gone. But saving is such a critical part of anyone’s financial […]

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How NOT to Use Coupons

How NOT to Use Coupons

Frugality lovers rejoice: couponing is officially “cool.” Just take a look at shows like Extreme Couponing and the myriad coupon aggregator sites and blogs, and it’s clear that more and more people are jumping on the coupon-clipping bandwagon. And why not? Coupons are a great way to shave some money off your grocery bills — […]

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Renting vs. Owning, What's the Best Car Option

Renting vs. Owning: What’s the Best Car Option?

On average, about 80 percent of consumers choose to buy a car (be it new or used) rather than lease one. And it’s not surprising why. But, there are reasons why, for some people, leasing is the preferred option. Let’s take a look at the pros and cons of each: Pro for Owning: Eventually Paying […]

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The Envelope Method of Budgeting

Have you ever found yourself at the end of the month wondering where all your money went? Ever thought you were doing well in terms of sticking to your budget, only to run the numbers and realise you’ve spent far more than you thought? It’s not hard to do. In today’s credit card culture, it’s […]

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think you can't afford life insurance

Think You Can’t Afford Life Insurance? Think Again

Life insurance, like retirement savings, is one of those things it’s easy to brush aside — especially if you’re young and fairly healthy right now. The thought of something happening to you or your spouses can feel like such a distant, surreal “what if” that it’s much easier to focus on more immediate goals, like […]

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dont fall prey to lifestyle inflation

Don’t Fall Prey to Lifestyle Inflation

Chances are you know plenty of people (you may even be one yourself) who never seem to “get ahead.” You may be making a decent income, but at the end of the month, somehow you still don’t have as much money left as you thought you would. You may even be playing the paycheque-to-paycheque game. […]

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Things You Shouldn’t Scrimp On

Being cost-conscious isn’t a bad thing. Frugality can help you pay down your debts, build up your savings, and generally make your money go farther. All in all, it’s a savvy and worthwhile lifestyle to live. But, there are some things you just shouldn’t scrimp on because it could wind up costing you lots more […]

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Is Your Style Budget-Friendly_ A Frugalista's Must-Have Wardrobe

Is Your Style Budget-Friendly? A Frugalista’s Must-Have Wardrobe

Trying to keep up with the latest trends in fashion can be a huge budget-buster.  With styles changing from season to season, how can you stay trendy without totally breaking the bank? The answer is to build a solid “core” wardrobe full of timeless staples in neutral colors.  These pieces will last you several years, […]

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