Its Time to Get Your Summer on as a Couple _ for Cheap

It’s Time to Get Your Summer on as a Couple – for Cheap

The warm weather has arrived, the sun is shining and we’re running out of time to plan a summer vacation. Some of us didn’t even think about planning a vacation this summer because we felt the money could be better spent on paying bills, saved for our emergency fund or used to pay down debt. […]

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How to Build a Solid Credit Score

How to Build a Solid Credit Score

Everyone tells you that a good credit score is your magic key to a happy financial life, but what does it take to build and maintain a solid credit score? Use these three tips to build a good credit score: Skip the prepaid. Contrary to popular belief, prepaid debit and credit cards do not help […]

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Joint Personal Finances

Joint Personal Finances: Step Forward or Bad Idea?

The number one question that many young couples have when they come to our bank branch to see a financial advisor is the ever-burning question about joint accounts. Many young couples want to know if they should merge their personal finances, save money together, apply for a joint credit card, or have a joint bank […]

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making financial decisions as a couple

How to Make Financial Decisions as a Couple

Whether you are newlyweds or high school sweethearts approaching your golden wedding anniversary, all couples (regardless of their relationship status) need to make financial decisions together. Sometimes couples jump right into managing their finances as a couple and others have to tippy toe into the subject as if they are getting into a pool of […]

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Retirement Planning

Should You Start Planning for Retirement Right Now?

If you are wondering whether you should start planning for retirement at an early age, the answer is plain and simple, yes. Whether you are 21 or 31 years old, you should be thinking about retirement planning. I know what you are thinking; there are so many other personal financial goals that you want to […]

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Apply for a Credit Card and Get Approved!

Applying for your first credit card can be a scary thing. When clients come to make an appointment with me at the bank to apply for a credit card, they have the same look of fear in their eyes that they would have if they were going to the dentist. As a personal banker, my […]

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3 Steps You Need to Get Your Finances in Order

3 Steps You Need to Get Your Finances in Order

Getting into financial troubles is very easy; we can make one wrong move and the financial mess could take years to clean up. I am a firm believer that we should not regret our financial mistakes. Instead, we should learn from them and move on to bigger and better things. I definitely made my share […]

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Get Debt Free Right Now

Get Debt Free Right Now

If you racked up lots of debt during the holiday season or if your debt has been bogging you down over the last few years and you want to be debt free, then you need to make a few changes. Use these four steps to be on your way to becoming debt free: Rack up […]

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