overdraft

What is an Overdraft

Many banking institutions have account management features that seem to benefit the customer, but many are also a way of generating revenue. Overdrafts are a common accommodation that banks make to help ensure a customer has the funds they need, even if they aren’t in their account. In fact, banks generated £1.2 billion of revenue […]

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How to Use Breaks to Be More Productive

Taking a regular break from work is important. But finding a productive way to use this time can be difficult when your mind’s stuck in “work mode.” What can you do to make the most of your breaks? By planning ahead, it’s possible to make your breaks beneficial for body, mind and soul. Deskercise, for […]

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cooking

Fast and Frugal Recipes for Two

Going out to eat can be lots of fun, but it’s not always affordable. If you have upcoming plans to catch up with your best friend or enjoy a special date at home, these recipes for two are a great place to start. They’re quick to make and comprised of easy-to-find, frugal ingredients.

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30 Creative Date Ideas That Won’t Cost You a Penny

Dating is stressful. You want to make a good impression, but all your fancy ideas cost money. Nobody wants to look like a cheapskate, but how many posh meals or theatre shows can you invite your date to before you run out of cash? While you’ll want to avoid giving the wrong signals, there are […]

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Expiration dates cheat sheet

Expiration Date Cheat Sheet

Expiration dates come on almost everything — from butter and eggs, to your lipstick and pillows. Some grocery items are not always entirely accurate, and certain household items should be recycled earlier than expected. The truth? The lifespan of the things we buy isn’t always as straightforward as you may think.

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piggy bank

4 Ways to Break a Bad Habit (and Start a Good One)

Some of us have tiny ticks that can be seen as negative or annoying. Others struggle with bigger problems that can hinder their health, finances, career and more. Though they vary in severity, we all have bad habits — you also have the power to break them. We’ve found some simple and universal techniques you […]

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best time to buy header

The Best Time of Year to Buy Almost Anything

Thinking about upgrading that tax-filing software? You might want to wait until February. Craving a new power drill for your weekend projects? You’ll get more bang for your buck if you wait for April. With average spending power falling and perpetual necessities hampering our home and business budgets, shoppers need to be cannier than ever […]

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cooking

Quick Breakfasts and Prep Hacks

  Breakfast is commonly referred to as the most important meal of the day, but how crucial is it? It turns out the fuss is worth it: Skipping breakfast has been linked to increased heart disease, weight gain, impairment of cognitive abilities, increased risk of diabetes and bone density loss.1 Even if you actively strive […]

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rugby

10 Hobby Ideas to Try When You Don’t Have a Hobby

You go to work, you come home, you eat. When free time comes around, many of us resort to two options: spending money going out or staying in and streaming videos. What is a way to break up the routine without spending too much? Perhaps a new hobby! Recent studies have shown a positive link […]

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