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Quick Quid Website Terms and Conditions of Use

Terms of Website Use

This page (together with the documents referred to on it) tells you the Terms and Conditions of Use ("Terms of Use") on which you may make use of our website www.quickquid.co.uk (the "Site"), owned, operated, licensed, and controlled by CASHEURONET UK LLC trading as QUICKQUID.

Please read these Terms of Use carefully before you start to use the Site.

By using the Site, you indicate that you accept these Terms of Use and that you agree to abide by them. If you do not agree to these Terms of Use, please refrain from using the Site.

Information About Us

www.quickquid.co.uk is a site operated by CASHEURONET UK LLC. Our registered office in the U.K. is located at 483 Green Lanes, London N13 4BS.

CashEuroNet UK, LLC trades as QuickQuid. QuickQuid is authorised and regulated by the Financial Conduct Authority. Firm registration number 603395. Authorisation can be checked on the Financial Service Register at www.fca.org.uk.

We are registered with the Information Commissioner's Office in compliance with the Data Protection Act of 1998. Our registration number is Z9919587.

Accessing Our Site

Access to the Site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on the Site without notice (see below). We will not be liable if for any reason the Site is unavailable at any time or for any period.

From time to time, we may restrict access to some parts of the Site, or the entirety of the Site, to users who have registered with us.

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these Terms of Use.

You are responsible for making all arrangements necessary for you to have access to the Site. You are also responsible for ensuring that all persons who access the Site through your internet connection are aware of these terms, and that they comply with them.

Intellectual Property

The Site, the content, any materials downloaded, and all intellectual property pertaining to or contained on the Site (including but not limited to copyrights, patents, database rights, graphics, designs, text, logos, trade dress, trademarks and service marks) are owned by CASHEURONET UK LLCor third parties and all right, title and interest therein shall remain the property of CASHEURONET UK LLC and/or such third parties (collectively, the "Content"). All Content is protected by copyright, patent and trademark laws, and various other intellectual property rights and unfair competition laws.

You are authorised solely to view and retain a copy of the pages of the Site for your own personal, non-commercial use. You may also view and make copies of relevant documents, pages, images or other materials on the Site for the purpose of transacting business with CASHEURONET UK LLC.

You agree that you will not duplicate, publish, modify, create derivative works from, participate in the transfer of, post on the World Wide Web, or in any way distribute or exploit the Site, or any portion of the Site for any public or commercial use without the express written consent of CASHEURONET UK LLC.

Additionally, you agree that you will not (i) remove or alter any author, trademark or other proprietary notice or legend displayed on the Site (or printed pages produced from the Site); and (ii) make any other modifications to any documents obtained from the Site other than in connection with completing information required to transact business with CASHEURONET UK LLC.

Site Security

You must not misuse the Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Site, the server on which the Site is stored or any server, computer or database connected to the Site. You must not attack the Site via a denial-of-service attack or a distributed denial-of service attack.

By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Site will cease immediately.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Site or to your downloading of any material posted on it, or on any website linked to it.

Privacy

CASHEURONET UK LLC 's Privacy Policy applies to use of the Site, and its terms are made a part of these Terms of Use by this reference.

Any personal data we process about you will be processed in accordance with our Privacy Policy and by using our site to transmit personal data you consent to such processing and you warrant that information provided by you is accurate.

Additionally, by using the Site, you acknowledge and agree that Internet transmissions are never completely private or secure. You understand that any message or information you send to the Site may be read or intercepted by others, notwithstanding CASHEURONET UK LLC 's efforts to protect such transmissions.

Logos, trademarks, images, etc. are the property of CASHEURONET UK LLC unless otherwise noted and may not be copied, used, linked, disseminated, etc. without CASHEURONET UK LLC's prior express written approval.

Disclaimers

CASHEURONET UK LLC does not promise that the Site or any content, document or feature of the Site will be error-free or uninterrupted, or that any defects will be corrected or that your use of the Site will provide specific results

The material on the Site could include technical inaccuracies or typographical errors. The Site and its content are delivered on an "as-is" and "as-available" basis. All information provided on the Site is subject to change without notice. CASHEURONET UK LLC cannot ensure that any files, documents or other data you download from the Site will be free of viruses or contamination or destructive features.

CASHEURONET UK LLC disclaims all warranties, express or implied, including any warranties of accuracy, non-infringement, merchantability and fitness for a particular purpose.

CASHEURONET UK LLC disclaims any and all liability for the acts, omissions and conduct of any third parties in connection with or related to your use of the Site. You assume total responsibility for your use of the Site and any linked sites.

Our Liability

The material displayed on our site is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we, other members of our group of companies and third parties connected to us hereby expressly exclude:

  1. All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity.
  2. Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our site or in connection with the use, inability to use, or results of the use of our site, any websites linked to it and any materials posted on it, including:
    1. loss of income or revenue;
    2. loss of business;
    3. loss of profits or contracts;
    4. loss of anticipated savings;
    5. loss of data;
    6. loss of goodwill;
    7. wasted management or office time; and
    8. whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.

This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

Indemnity

By using the Site, you agree to defend, indemnify, and hold harmless CASHEURONET UK LLC from and against any and all losses, claims, damages, costs and expenses (including reasonable legal and accounting fees) that CASHEURONET UK LLC may become obligated to pay arising or resulting from your use of the Site, the Content, or your breach of these Terms of Use. CASHEURONET UK LLC reserves the right to assume or participate, at your expense, in the investigation, settlement and defence of any such action or claim.

Linking to and from Our Site

The Site may contain links to sites maintained by third parties. CASHEURONET UK LLC is not responsible for the content or privacy policies of those sites, and the existence of such links should not be considered an endorsement or recommendation of those sites or of any product or service offered on those sites or of any party that is associated with those sites.

Please note that other web sites and web pages linked to the Site may be governed by separate terms and conditions, including privacy policies. Please refer to the applicable terms and conditions of those web sites and web pages when visiting them.

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link from any website that is not owned by you.

The Site must not be framed on any other site, nor may you create a link to any part of the Site other than the home page. We reserve the right to withdraw linking permission without notice.

Age

The services and products that we provide on the Site are intended for those over 18 years of age only, and information contained on the Site does not amount to an invitation to clients who are under 18 to buy any services or products. All transactions for the supply of services concluded through the Site are governed by the Terms of Use.

Law and Jurisdiction

Your use of the Site and these Terms of Use are governed by the Laws of England and Wales whose courts have exclusive jurisdiction of any disputes that may arise under or in connection with the Terms of Use.

However, we retain the right to bring proceedings against you for breach of these Terms of Use in your country of residence or other relevant country.

Miscellaneous

Any failure by CASHEURONET UK LLC to exercise any rights or enforce any of these Terms of Use shall not constitute a waiver of such rights or terms.

If any provision of these Terms of Use or their application in a particular circumstance is held to be invalid or unenforceable to any extent, the remainder of these Terms of Use, or the application of such provision in other circumstances, shall not be affected thereby, and each provision hereof shall be valid and enforced to the fullest extent permitted by law.

These Terms of Use constitute the entire agreement between you and CASHEURONET UK LLC with regard to your use of the Site, and any and all other written or oral agreements or understandings previously existing between you and CASHEURONET UK LLC with respect to such use are hereby superseded and cancelled.

Your Concerns

If you have any concerns about material which appears on the Site, please contact support@quickquid.co.uk

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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

QuickQuid FlexCredit

Representative example: Borrow £1200 over 10 months. Interest 300% per annum. Total amount repayable £2,831.34. Total cost of credit £1,631.34, comprising solely of interest. 1362% APR Representative.

Short Term Loans

Representative example: Borrow £200 for 31 days. The total charge for credit is £59. Interest is fixed at a rate of £59 per £200 loan (347% per annum). The total repayable is £259. 1999% APR Representative.

Short-term loans should only be used for short-term financial needs and are not appropriate for long-term borrowing, or if you are in financial difficulty.

Terms and conditions apply. All loans are subject to status, affordability and credit checks prior to approval. Applicants must be 18 or over. Short-term loan customers: Finance charge will be between £20 and £29.50 per £100 borrowed, depending on your credit score. QuickQuid FlexCredit customers: Interest accrues at a daily rate of .82%, which roughly equals 25% per month (£25 per £100 outstanding per month). †Loan/credit limit maximum of £1000 for first-time customers (£1500 for existing). Loan amounts and credit limits are based on a consumer's credit history and ability to repay in accordance with QuickQuid's affordability policy. §If your bank does not support Faster Payments, funds will be sent to your account the same day as approval so long as you’re approved by 14:30. ¶Provisional loan decisions are subject to verification checks and may take up to 30 minutes in most cases. QuickQuid performs traditional credit checks and verifies applicant information via various national databases. QuickQuid is the trading name of CashEuroNetUK, LLC. CashEuroNetUK, LLC is a Limited Liability Company incorporated in the United States. Head Office: 200 W. Jackson Blvd., 14th Floor, Chicago IL USA. Correspondence Address: 483 Green Lanes, London, N13 4BS. Authorised and regulated by the Financial Conduct Authority. Firm registration number 603395. Authorisation can be checked on the Financial Service Register at www.fca.org.uk.