£1.252 trillion

£207 billion

£4,219

Meaning, in the time you've spent here

£0

UK consumers will have accumulated this much in debt

£
£
£
£
  • Total Secured
    Lending on Homes
  • Total Consumer
    Credit Lending
  • Total Monthly
    Lending Growth
  • Secured
    Lending Growth
2005
2006
2007
2008
2009
2010
2011
2012
£
£
£
£
  • Consumer
    Lending Growth
  • Average
    Consumer Loans
  • Gross
    Mortgage Lending
  • Average Loan
    Approval For House
2005
2006
2007
2008
2009
2010
2011
2012

Residential Loans(regulated + non-regulated)

What Do Consumers Get The Loan For?

Gross Advances

£372,509

Net Advances

£143,603

New Commitments

£377,024

% of Gross Advances

House Purchase 53.29%
Further Advances 4.84%
Remortgage 39.45%
Others 2.43%

% of New Commitments

House Purchase 48.67%
Remortgage 41.88%
Others 9.44%
2007
2008
2009
2010
2011

Stats 2005 2006 2007 2008 2009 2010 2011 2012
Total Secured Lending on Homes 894.6 990.8 1104 1200 1227 1239 1241 1250
Total Consumer Credit Lending 186.4 191.4 214 230 232 222 212 208
Total Monthly Lending Growth 8.9 9.6 10.8 8.2 0.9 0.6 0.5 1.4
Secured Lending Growth 7.0 9.3 9.9 6.9 0.8 0.3 0.4 1.0
Consumer Lending Growth 1.9 0.3 0.9 1.2 0.1 0.3 0.1 0.4
Average Consumer Loans 4004 4107 4550 4835 4850 4593 4350 4231
Gross Mortgage Lending 6.9 28.3 31.3 26.3 11.5 11.5 11.3 10.2
Average Loan Approval For House 121600 134300 150800 158000 128600 146100 145400 159700
Gross Advances 372509 250338 147965 146237 153214
Net Advances 143603 68233 21833 21362 20637
New Commitments 377024 228853 141483 147104 153339
Gross Advances House Purchase 53.29 40.70 51.71 60.73 56.68
Gross Advances Further Advances 4.84 4.97 6.20 4.87 3.84
Gross Advances Remortgage 39.45 51.83 38.75 30.90 34.23
Gross Advances Others 2.43 2.51 3.34 3.50 3.25
New Commitments House Purchases 48.67 33.52 56.03 59.64 57.61
New Commitments Remortgage 41.88 56.35 33.48 31.82 34.73
New Commitments Others 9.44 10.14 10.49 8.55 7.66