Apply with QuickQuid to Borrow Money Online

Get a £1500 boost to your short-term finances

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Warning: Late repayment can cause you serious money problems. For help, go to
Credit intermediary not a lender. Representative Example: Amount of credit: £1000 for 11 months at £102.22 per month. Total repayment of £1226.64. Interest: £226.64 Interest rate: 47.5% pa (fixed). APR rates range from 9.3% APR to 102.5%.

An Introduction To Borrowing Money

It's relatively easy to apply to obtain funds online as there is an abundance of lenders providing a wide range of financial products. These options include credit cards, overdrafts, car loans, and of course unsecured short-term loans. QuickQuid specialises in unsecured short-term loans, but there might be alternative financial solutions that are more suitable for your specific situation. In this section, we will guide you in determining whether an unsecured loan through QuickQuid aligns with your needs.

What to consider when applying to borrow money online

You may manage your money wisely each month, but sometimes life can surprise even the most financially savvy and organised person. Whether the household car unexpectedly breaks down or a family emergency throws a cash-flow curveball, you may be left looking for a loan to cover a temporary cash gap.

Before making the decision to borrow money and commit to a credit agreement, you should answer a few key questions. Consider the following:

  • What is the reason you'd like to borrow money?

  • Can that purchase or expense wait until you've saved – or do you need it right now?

  • Can you ask a family member for money instead of applying for a loan?

  • How much do you realistically need to borrow?

  • Can you realistically afford the repayments?

When is the right time to borrow money?

Borrowing money online can be an option worth considering. It should be considered only if you’re confident you can pay each payment on time. You should consider risks to your income before taking out a loan, such as job security, health concerns and any other factors that could affect your ability to keep up to a repayment schedule. It's always wise to apply for the loan knowing you have a back-up plan in place.

One of the crucial factors to consider when applying for a loan is to assess the changes in your circumstances that will enable you to repay the loan. For instance, do you anticipate an increase in income from selling your car, working overtime, or receiving rebates on certain bills? Ideally, you should have a plan in place for the additional funds. It would not be prudent to apply for a loan, knowing that the circumstances that led to your need for a loan in the first place are the same circumstances you rely on to cover your living expenses and repay the loan. It is this one factor that leads more borrowers to default than any other.

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Making your repayments

One of the main things you should take into consideration when applying for a loan and borrowing money online is ensuring you can make your repayments. You will need to pay back the amount you've borrowed in full, with interest, and failure to do so may result in penalties. As it's included in the terms of the contract you signed, the consequences for failing to repay on time can be damaging. Lack of repayments may incur late fees, but will also almost certainly affect your credit report and your ability to make large purchases in the future.

Why borrow with QuickQuid?

QuickQuid is a brand lender that offers to arrange loans straight to an approved customer's bank account. Our loans range from £50 to £1,500, we ensure that clear repayment terms are presented upfront before any agreement is reached and we also offer customer support seven days a week. If approved, cash is usually sent to your bank within 10 minutes of approval.§

Consider whether or not you meet our lenders eligibility requirements before applying to borrow money. You must:

  1. Have a valid UK bank account

  2. Be in employment and receive a regular pay cheque

  3. Be a UK resident

  4. Be at least 18-years-old

Questions and Answers

Some FAQs

Who will I be borrowing the money from?

You will be borrowing from one of our carefully selected partner brands. As we work on reestablishing the QuickQuid brand, we have started by connecting borrowers with reputable lenders, in line with our current permissions. We will soon be starting the processs of regaining our Direct Lending permissions from the Financial Conduct Authority, but this may take some time.

However, please be assured that the lending brands we collaborate with are among the top-rated in the UK, and our substantial number of borrowers allows us to negotiate for the best offers and services on behalf of our customers.

Will I be accepted with QuickQuid?

It's challenging to provide a definitive answer without reviewing the borrower's submitted application form. However, we can assure you that we are committed to maximizing your chances of approval. We will collaborate with lenders to facilitate the acceptance of your application. If the lender with the most favorable terms declines your application, we will promptly proceed to the next lender to secure your approval. Our system conducts only soft checks, enabling us to assess up to 20 lenders for a positive response in under 2 minutes.

I have a poor credit history, can I still borrow money?

The majority of the individuals who approach us for loans have credit ratings that fall short of the 'prime' category. We always recommend that potential borrowers with excellent credit first have a chat with their bank, as they can offer loans at significantly more affordable rates than any of the lenders available through QuickQuid. If our lenders didn't cater to customers with less-than-ideal credit histories, platforms like ours wouldn't exist. We specialise in connecting loan offers to those who have previously faced rejections elsewhere. While it's true that the cost of borrowing is higher, when used correctly, loans obtained through our platform can mark the beginning of a journey towards rebuilding a better credit profile.

Should I shop around before borrowing money?

Yes, it would be a wise decision to compare lenders before applying for a loan. There are a couple of ways to do this effectively. The first method involves examining a lender's RAPR (Representative Annual Percentage Rate). The RAPR provides information about the interest rate that at least 50.1% of the lender's customers are offered after they've submitted a loan application with them. This 50.1% rule is in place to prevent lenders from advertising their lowest rate in an attempt to mislead applicants about the true borrowing costs.

The second approach is to ensure that websites like ours only conduct soft checks and then proceed to apply for a loan quote. Soft checks are recorded on credit reports but are not considered formal credit applications. This allows borrowers to gather loan quotes without facing negative consequences from other lenders who might interpret multiple loan applications as a sign of financial distress.


We're back! QuickQuid returns to assist UK consumers with their financial needs.