Apply For a Cash Advance Today With QuickQuid

Reschedule Payday to a Date That Suits Your Needs.

Warning: Late repayment can cause you serious money problems. For help, go to
Credit intermediary not a lender. Representative Example: Amount of credit: £1000 for 11 months at £102.22 per month. Total repayment of £1226.64. Interest: £226.64 Interest rate: 47.5% pa (fixed). APR rates range from 9.3% APR to 102.5%.

What's a Cash Advance?

Is a payday loan the same thing as a short term loan? Is a cash advance the same thing as a deposit advance? The answer to these questions is a resounding YES! But regardless of what you call it, a cash advance is generally understood as a small, unsecured loan that is used to cover a borrower's emergency expenses until his or her next payday. From unexpected car repairs to overdue utility bills, a cash advance is a type of credit product that may help eligible borrowers wiggle out of a tight space.

Why Do You Need a Payday Advance?

If it's because of unexpected emergency expenses, you have a number of options worth considering. For starters, asking family and friends for help, though potentially uncomfortable, can also help you avoid a loan that will inevitably charge interest. But if borrowing money from friends or family isn't an option, and you feel you must pursue a payday advance, you may want to look into a payday loan. The question is how do you find a lender you can feel confident about?

Cash Advances to Suit You

Looking for quick loans? Well a lot of people advertise quick loans or fast cash but what does that mean? Here at QuickQuid we provide a straightforward application where eligible customers can apply for products and receive a loan decisions typically within less than 2 minutes of submitting an application. If a customer is approved, funds are typically sent to the person's bank account within 10 minutes after approval.§ If you've just experienced an unexpected expense and may consider applying for a loan at!

Overcoming Emergencies with Cash Advance Loans

Finding yourself without cash in the face of sudden, emergency expenses is a frightening prospect, particularly when it's money you don't have. Apart from borrowing from family and friends, some form of cash advance or short term loan may be your only option. But how do you find a lender you can trust? What if you've been working on overcoming bad credit?

At QuickQuid, we have created products that allow customers to build a loan that suits their needs, 'no guarantor loans' that may work for their unique circumstances. Approved customers can receive up to £1000, and we will send funds within 10 minutes after approval.§

Your Repayment Options

QuickQuid presents more flexible repayment options for its customers. We provide customers with the choice of multiple different repayment options for cash loans. If approved, you can borrow your loan over 1 - 24 pay periods - whatever is more convenient for you.

To learn more about the specifics of each repayment option, visit our Rates & Terms page.

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Bring forward £1500 worth of Paydays to today.

If £1500 is sufficient to address your short-term financial needs, we believe that applying for a loan through QuickQuid is your best option. QuickQuid understands that some financial challenges require a quick injection of cash to resolve. We consider £1500 to be the ideal amount for the majority of our customers. We believe that £1500 strikes the right balance in addressing significant financial issues, such as the need for an affordable new car for transportation to work or repairing a boiler for a hot shower. Borrowing more than £1500 may put our customers at risk of falling into a financial hole that could be difficult to escape.

Is a bank overdraft a possibility?

Did you know that there are alternatives to payday cash advances, and they may be cheaper options to explore before applying for a loan? Loans accrue interest from the moment the money is deposited into your bank account until it is fully repaid. One frequently overlooked alternative is setting up an overdraft facility with your bank. Overdrafts can offer a more efficient way to manage your finances.

Overdrafts only incur interest charges when the borrower uses the facility. Borrowers can set up the facility in advance but do not have to pay any charges until they actually use it. Before applying for a loan, it's a good idea to contact your bank and ask if this is possible. Overdrafts are often seen as a popular way of managing finances, especially among the older generation. Younger individuals under 30 may easily overlook such options.

Cash Advancement Questions and Answers

Before You Apply

Is £1500 the maximum I can advance with QuickQuid?

£1500 is the maximum amount that first-time applicants can request through There are several reasons for this limit. Firstly, we aim to establish a relationship with our applicants, and this initial borrowing amount allows us to do so. Secondly, we encourage our customers to borrow only what they truly need. If they have used our service before, they should be familiar with how it works and the associated charges. Returning customers are eligible to apply for loans of up to £2000.

Is Cash Advance the same as Payday Loans?

No, they are different. Cash advances can be repaid over multiple pay periods (up to 24 with Payday loans typically require the borrower to repay the entire amount within three pay periods, although some lenders may demand full repayment on the next payday. Cash advances differ in that they allow borrowers to spread the payments over a more extended period, often several months.

Are Cash Advances a regulated financial product in the U.K?

Yes, all companies or websites that directly offer, broker, or act as intermediaries for cash advances must obtain permission from the Financial Conduct Authority to do so. Failing to obtain such permission is a criminal offense, which may result in fines or even imprisonment. In April 2023, received the necessary permission to act as a broker or credit intermediary for cash advances.

Due to overtime, my next wage will be larger. Can I get an advance on the entire amount?

You are welcome to request an advance of up to £1500. Lenders do not require any evidence of overtime or expected salary increases. On our application form, there is a section for you to enter the amount you anticipate receiving on your next payday. Lenders will consider this information, along with several other factors, to make a decision.

An increase in earnings can positively impact the affordability of your application. Lenders are keen to ensure that you can comfortably manage the repayments for the loan you've applied for.

Are there limits to what I can spend the cash on?

Our application form includes a question about the 'Reason for the advance,' and it offers several options to choose from. These options range from unexpected emergencies to utility bills and covering fines, among others. We kindly request that you provide accurate responses, though we understand that some situations can be complex. We appreciate that you might not be able to pinpoint a single major reason when the funds will be used for multiple purposes.

We do not conduct ongoing checks to ensure that you've spent the money according to the reason you provided in your application. In the end, it's a cash loan, and you have the freedom to use it for whatever you deem necessary for your cirsumstances.


We're back! QuickQuid returns to assist UK consumers with their financial needs.