Apply For Cash Loans With QuickQuid

If approved, get as much as £1500 in cash in your bank within 30 minutes.

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Warning: Late repayment can cause you serious money problems. For help, go to MoneyHelper.org.uk
Credit intermediary not a lender. Representative Example: Amount of credit: £1000 for 11 months at £102.22 per month. Total repayment of £1226.64. Interest: £226.64 Interest rate: 47.5% pa (fixed). APR rates range from 9.3% APR to 102.5%.

What Are Cash Loans?

Let's start with the technical definition: Cash loans are small, unsecured loans that are used to cover a borrower's emergency expenses until his/her next payday. When choosing a cash loan in times of distress, it’s important to turn to a lender that is trustworthy.

Don’t know a lender like that yet? Perfect. Let us introduce you to QuickQuid, one of the most trusted online brands in the UK. Over 800,000 satisfied customers have already chosen QuickQuid, and it doesn't look like the number is slowing down anytime soon.

Find Cash Loans Online

If you're looking for cash loans online, it's important to do your research. Some online lenders offer fast cash loans that may not be the safest choice, but because of the customer's urgency, they don't take the time to consider their options. QuickQuid understands the emergency circumstances that can lead someone to look for quick funds, which is why we arrange a pair of loan products made to help those in need. With our short-term loan product, customers can request up to £1500,† and repay over 24 repayment periods.

And What About Money Loans?

Loans are an agreement to borrow money with the understanding that it will be repaid, sometimes with interest. However, there are many different types of loans. There are also many different ways to repay loans. And each company has a different name for their loans. Money loans, short-term loans, payday loans, payday alternatives, etc. It's up to you to find the important details and facts about each loan. It's also good to remember that the money loans that introducers like QuickQuid offer are used to cover unexpected expenses only. QuickQuid short-term loans are flexible because if approved by our partners, they allow new customers to take out up to £1500,and returning customers to take out up to £2000. Then, they can repay over 24 repayment periods.

Cash Loans to Suit You

When you first visit QuickQuid on your desktop or mobile device, you may be surprised by how easy it is to navigate and understand. We try to be as transparent with our terms as possible. When you're ready to apply for a cash loan, click on the 'Apply Now!' button or choose a desired loan amount. Our straightforward application will ask you some personal and work-related questions, but shouldn't take long to complete. After you submit your application, partners will review your information and provide a decision, typically within 30 minutes or less.¶

If approved, cash will be sent to your bank account within 10 minutes after approval, regardless of your location.§

Requirements for Cash Loans?

Ready to apply? We only have four requirements you must meet in order to apply for one of our cash loans:

  1. Have a valid UK bank account
  2. Be at least 18 years of age
  3. Be employed and receive a regular wage
  4. Be a resident of the UK

If you meet all four of these requirements, then you're ready to go!

Need Cash Loans Today?

If you're looking to access cash today, chances are that you have found yourself with a sudden financial emergency. QuickQuid understands how scary it can be when cash is needed and you simply don't have it. That's why we offer a pair of products built for emergency situations. In order to apply, customers need to be over 18, a UK resident, be employed with a regular paycheque, and most importantly, be able to afford the loan. If approved, you can receive cash within 10 minutes after approval.§

If you have an emergency, and don't have the financial standing to utilise a traditional lender, consider QuickQuid.

Questions and Answers

Some FAQs

I want my loan paid out in "cash" - £10 and £20 notes.

If you prefer to receive your loan in physical cash, we don't believe it is currently available. As far as we are aware, Provident was the last doorstep lender, and they ceased trading on December 31, 2021. We are not aware of any other lenders currently providing physical currency. The closest option we can suggest is for a lender to deposit the money into a bank account, from which you can then withdraw it using a cash card.

Are Cash Loans The Same As Loans From Loan Sharks?

No, money distributed by loan sharks is typically given in cash. However, it's important to distinguish between cash lenders and unlicensed loan sharks. Borrowing from a loan shark is a highly risky method, and we strongly advise against it. Legitimate lenders can provide better offers than loan sharks, and they won't pose a threat to your safety, even in case of potential payment arrears.

Can loans be repaid with cash?

That's an excellent question. Technically, the answer is no. Lenders typically require loan repayments to be made through electronic transfers, such as debit card payments, direct debits, or bank transfers. About 10-15 years ago, it was possible to visit the Post Office and deposit cash into the lender's bank account using the account reference number. However, regulations and anti-money laundering measures introduced since then have put an end to that practice

Why can't QuickQuid just pay my loan in cash?

One of the primary motivations behind this shift is enhanced security. Over the past four years, banks have implemented robust security measures that empower lenders to verify the recipient's name, ensuring it matches the name on the receiving bank account. This crucial step serves as a powerful deterrent against fraudulent activities, such as rogue individuals applying for loans in their victims' names and diverting funds into their own bank accounts.

These cutting-edge security measures have significantly raised the bar against identity fraud, making it substantially more challenging for fraudsters to succeed. It's highly improbable that lenders would consider reverting to older systems that lack these vital safeguards.

Are these types of Loans Still Legal?

Cash loans, including traditional doorstep loans where cash is handed to the borrower, remain legal/lawful. However, the scarcity of lenders willing to engage in such transactions is not due to legality but rather stems from a deliberate choice. The stringent regulatory requirements from the Financial Conduct Authority have made it exceedingly challenging for lenders to sustain profitable operations in this sector, leading to the withdrawal of many from these types of loans.

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We're back! QuickQuid returns to assist UK consumers with their financial needs.