Need help getting out of debt?

If you’re experiencing financial trouble, consider using one of these services that offer free debt advice.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £200 for 28 days. One total repayment of £244.80. Interest: £44.80. Interest rate: 292% pa (fixed). 1294.1% APR Representative.

The Debt Counsellors Charitable Trust

A registered charity that offers free, confidential, impartial advice to English and Welsh consumers in financial difficulty. http://thedebtcounsellors.org.uk/
Helpline Phone Number: 0300 456 2726
Monday – Friday from 9 a.m. – 5 p.m.
Saturday and Sunday closed

The National Debtline

A national telephone helpline for people with debt problems in England, Wales and Scotland. Their service is free, confidential and independent. www.nationaldebtline.org
Helpline Phone Number: 0808 808 4000
Monday – Friday from 9 a.m. – 9 p.m.
Saturday from 9:30 a.m. – 1 p.m.

Money Advice Service

Independent service set up by the government to help people make the most of their money. Offers free, unbiased money advice.  www.moneyadviceservice.org.uk
Money Advice Hotline For English, call: 0300 500 5000
For Welsh, call: 0300 500 5555
Monday – Friday from 8 a.m. – 8 p.m.
Saturday from 9 a.m. – 1 p.m.