Obtaining Funds for a Budgeting Shortfall or a Crisis Need

How much do you need?

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Representative Example: Amount of credit: £200 for 28 days. One total repayment of £244.80. Interest: £44.80. Interest rate: 292% pa (fixed). 1294.1% APR Representative.

Our solution to short-term lending

When there’s a financial mishap of any sort, people may turn to emergency funds to make ends meet. They might consider a “budgeting loan” or a “crisis loan”, or they might seek out funding from an online lender.

Perhaps their car needs to go to the garage, or they may need to do some repairs to their home. This can especially be true at the end of a month, when rent, mortgage or other bills are due.

Unfortunately for those short of cash and facing a budget emergency or a temporary financial crisis, borrowing options may be limited.

Borrowing Options

Whatever their need, they might consider borrowing from their bank or from friends or family, or they might look to securing assistance from the government. There are pros and cons to each of these, and some of these options might not always be available.

Banks can be strict with their lending requirements, perhaps requiring that people have a certain level of credit. It can also take time to travel to a bank's location, fill out the forms and wait for a response. A financial institution may also require an applicant to already have an established relationship with them.

Friends and family might be unable or unwilling to lend the money. There’s also the issue that lending between relations, or even the discussion of money itself, can be an awkward and uncomfortable conversation. After all, few people want to be put on the spot beyond a few pounds.

While the above scenarios are usually some of your best options, they may not be available when you need them. That’s why QuickQuid offers payday loans with a straightforward application process, and we're willing to consider those with less-than-perfect credit.

You may be eligible to borrow up to £1,000 or up to £1,500 for existing customers. You can use this money for any budgeting, emergency or crisis obligation.

Here's how it works:

Fill out our online application and provide your address, employment, bank account, and financial and monthly expense information. We will not contact your employer; we use third-party services to verify this information.

What happens next:

Approval: If approved, typically your loan will be sent to your bank account within 10 minutes after approval.§

Under review: We may need to ask for more information before making a decision.

Decline: If your application is declined, we won't be able to offer you a loan.

The terms: We debit your repayments from your account and we'll send you a reminder email three days before each payment date.

Our short-term loans are designed to help with unexpected funding needs that might arise between paydays and are not intended to meet long-term needs.