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Rates & Terms
QuickQuid prides itself on transparency and no hidden fees. Review the rates and terms for each product below.

Short-Term Loan Basics

The finance charge (interest) will be between £20 to £29.50 per £100 borrowed per pay period

You can repay your loan over 1, 2 or 3 pay periods

If approved, new customers can get up to £1000, existing customers can get up to £1500

Finance Charges

To determine your finance charge, QuickQuid uses 3 rate tiers: Excellent, Good or Average. Your qualifying tier is determined by QuickQuid (at its absolute discretion) through various factors including, but not limited to, your credit history, employment history and loan repayment history.QuickQuid charges a fixed finance charge per period. This means that a customer who takes out a 1-period loan eight days before his/her pay date will pay the exact same finance charge as a customer who takes out a 1-period loan 30 days before his/her next pay date.

See the tables below for examples of these tiers:

The loan is repaid after 1 pay period. The finance charge and the full loan principal is due on your next pay date. You can pay off all or parts of your loan early and only owe us the finance charges till the date of prepayment (charges calculated and applied on a daily basis).

Rate
Tier
Loan Amount Finance Charge per Period1 APR2
Excellent £100.00 £20.00 819.12%
Good £100.00 £25.00 1410.33%
Average £100.00 £29.50 2222.46%

1Your actual finance charge and term will be set out in your loan agreement.

2Based on a 30-day loan term

The loan is repaid over 2 pay periods. A finance charge is due on your next pay date. A finance charge and the full loan principal is due on your 2nd pay date. You can pay off all or parts of your loan early and only owe us the finance charges till the date of prepayment (charges calculated and applied on a daily basis).

Rate
Tier
Loan Amount Finance Charge per Period1 Due Next Pay Date Due 2nd Pay Date APR3
Excellent £100.00 £20.00 £20.00 £120.00 819.12%
Good £100.00 £25.00 £25.00 £125.00 1410.33%
Average £100.00 £29.50 £29.50 £129.50 2222.46%

1Your actual finance charge and term will be set out in your loan agreement.

3Based on a 60-day loan term

The loan is repaid over 3 pay periods. A finance charge is due on your next pay date. A finance charge is due on your 2nd pay date. A finance charge and the full loan principal are due on your 3rd pay date. You can pay off all or parts of your loan early and only owe us the finance charges till the date of prepayment (charges calculated and applied on a daily basis).

Rate
Tier
Loan Amount Finance Charge per Period1 Due Next Pay Date Due 2nd Pay Date Due 3rd Pay Date APR4
Excellent £100.00 £20.00 £20.00 £20.00 £120.00 819.12%
Good £100.00 £25.00 £25.00 £25.00 £125.00 1410.33%
Average £100.00 £29.50 £29.50 £29.50 £129.50 2222.46%

1Your actual finance charge and term will be set out in your loan agreement.

4Based on a 90-day loan term

Governing Law

The loan agreement will be governed by the Consumer Credit Act of 1974 and all other applicable laws of England and Wales.

QuickQuid FlexCredit Basics

QuickQuid FlexCredit includes a 25% monthly interest rate on the outstanding principal borrowed. Interest accrues at a daily interest rate of 0.82%, which roughly equals 25% per month, but the monthly rate depends on the number of days in the month.

You can repay between 1 and 10 months and change payment options before a due date.

If approved, new customers can get up to £1000, existing customers can get up to £1500.

Control Your Loan

To view an example of a repayment schedule and the costs associated with QuickQuid FlexCredit, choose how much you want to borrow and repay below:

Step 1
How much do you want to borrow?
Step 2
How much do you want to pay on your next due date?
Repayment ScheduleNeed Help?
Payment # Due Date ? Principal Amount Interest Amount Payment Total
Compare Loan Types
If approved...
Borrow cash any time up to your available credit limit Receive requested funds
Repay between 1 and 10 months with flexible repayment options Borrow over 1, 2 or 3 pay periods
Receive up to £1000 for new customers; up to £1500 for existing Receive up to £1000 for new customers; up to £1500 for existing
Get cash sent within 10 minutes after approval§ Get cash sent within 10 minutes after approval§

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

QuickQuid FlexCredit

Representative example: Borrow £1200 over 10 months. Interest 300% per annum. Total amount repayable £2,831.34. Total cost of credit £1,631.34, comprising solely of interest. 1362% APR Representative.

Short Term Loans

Representative example: Borrow £200 for 31 days. The total charge for credit is £59. Interest is fixed at a rate of £59 per £200 loan (347% per annum). The total repayable is £259. 1999% APR Representative.

Short-term loans should only be used for short-term financial needs and are not appropriate for long-term borrowing, or if you are in financial difficulty.

Terms and conditions apply. All loans are subject to status, affordability and credit checks prior to approval. Applicants must be 18 or over. Short-term loan customers: Finance charge will be between £20 and £29.50 per £100 borrowed, depending on your credit score. QuickQuid FlexCredit customers: Interest accrues at a daily rate of .82%, which roughly equals 25% per month (£25 per £100 outstanding per month). †Loan/credit limit maximum of £1000 for first-time customers (£1500 for existing). Loan amounts and credit limits are based on a consumer's credit history and ability to repay in accordance with QuickQuid's affordability policy. §If your bank does not support Faster Payments, funds will be sent to your account the same day as approval so long as you’re approved by 14:30. ¶Provisional loan decisions are subject to verification checks and may take up to 30 minutes in most cases. QuickQuid performs traditional credit checks and verifies applicant information via various national databases. QuickQuid is the trading name of CashEuroNetUK, LLC. CashEuroNetUK, LLC is a Limited Liability Company incorporated in the United States. Head Office: 200 W. Jackson Blvd., 14th Floor, Chicago IL USA. Correspondence Address: 483 Green Lanes, London, N13 4BS. Authorised and regulated by the Financial Conduct Authority. Firm registration number 603395. Authorisation can be checked on the Financial Service Register at www.fca.org.uk.