Here's How It Works
Our short-term loans are designed to help you manage unexpected expenses between paydays.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £200 for 84 days. Total repayment of £334.40. Interest: £134.40. Interest rate: 292% pa (fixed). 1295% APR Representative.
Apply for up to £1000†
(£1500† for returning customers).
If approved, get cash sent within
10 minutes after approval.§
Repay over 1, 2 or 3 pay periods,
What We Offer
With QuickQuid, new customers can apply for a loan of up to £1000† (returning customers can apply for up to £1500†). Once approved, money will be sent to your bank account within 10 minutes after approval.§ If your bank does not support faster payments, it may take longer for funds to reach your account.
If we are unable to verify the bank account details provided in your application, we will ask for additional information before processing your loan. Once your application is complete, you’ll be able to view your contract and loan details on your online account. You’ll receive an email from us as soon as your loan has been funded.
Applying with QuickQuid
Here is some of the information we’ll ask for during the application process:
• Address information
We ask for your address so that we can verify your identity when we review your application.
• Employment information
We ask if you are currently employed and receiving regular paycheques before considering your application. We will not contact your employer — instead, we use third-party services to verify employment.
• Financial and monthly expense information
Information about your income and expenses gives us a picture of your financial circumstances, which helps us provide you with a suitable loan offer.
• Bank account information
If approved, we use this information to send your money to your bank account within 10 minutes after approval.§
On the application, you may be able to choose to repay over 1, 2 or 3 pay periods. Once you sign your contract, we will ask you to set up your repayment method. You can either link a debit card for your repayments or authorise direct debit from your bank account. We will then collect repayment(s) from your preferred repayment method on the date(s) listed on your contract. Your loan won’t be funded until you have authorised a valid repayment method. For more information on your repayment options, and for details on the cost of borrowing, visit our Rates & Terms page.
If you’re approved, your loan will be funded within 10 minutes after approval.§
If your application is under review, we may need more information from you before making our loan decision.
If your application is declined, that means we are currently unable to offer you a loan. You’re welcome to log in and apply again at any time in the future.
Note: Loan applications are recorded on your credit report. Too many such records within a short period of time can be viewed as a red flag by those checking your credit.
If approved, you will repay your loan over 1, 2 or 3 payment periods.
Remember, you can also pay early at no additional cost. This can help you save money by reducing the amount you pay in interest.
Additional Borrowing Options
There are several additional options that may be available to customers with active loans. In addition to early repayment, which can be done at any time and at no extra charge, customers may be eligible for a Top-Up or extension.