Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £250 for 74 days with one repayment of £74.00 and one repayment of £324.00. Total repayment: £398.00. Interest: £148.00. Interest rate: 292% pa (fixed). 1300.5% APR Representative.
Choosing From Available Payday Lenders
With so many online payday lenders to choose from these days, it can be a bit overwhelming deciding on which one to apply with for a short term loan. Each lender offers different features and benefits, from application requirements and funding speeds to loan amounts and approval times, and it's up to you to decide what's important and what isn't. There are many lenders out there so be sure to perform your due diligence and find a responsible lender that is committed to helping you.
Are You Looking for New Payday Lenders?
A better question might be, "Do I want a money lender that cares about my future and my particular situation, or not?" QuickQuid is a short term lender that understands the needs of its customers. We have provided hundreds of thousands of our customers with funds to help them get the funds they needed, and we pride ourselves on being transparent.
What to Look For in a Payday Lender
What do I need to apply? If approved, when will I receive my payday loan? How much can I apply for? Although these are some of the most popular questions people seek answers to when researching money lenders, they're not always the most important. Here are a few additional questions you should ask yourself when researching payday lenders:
- Is the lender licensed? Before you submit any sensitive information over the Internet, make sure the lender you're applying with is an actual licensed lender. This reaffirms their legitimacy and confirms they are a responsible lender. Oftentimes, this information can be found on the lender's 'About Us' page.
- How much does the loan cost? When reviewing different options, be sure to look at the actual cost of different lenders. Make your decision based on the actual cost of the credit to you.
- Are there trust icons? Search the lender's site for any trust icons, a VeriSign Secured™ or McAfee SECURE™ icon are two such examples. These icons mean the lender has taken steps to make sure your personal information is protected using standard security technology.
Looking for Direct Money Lenders Only?
That probably means you need cash for an emergency. You might want to consider applying for a loan with QuickQuid.
With our short term loans you can apply today for funds that could help you with your emergency, and if approved, get you back on the right track. Our online application process was created to be clear and straightforward, and to apply you need a valid UK bank account, evidence of employment and a regular paycheque, UK residency, and be a least 18 years of age. If you meet these criteria, consider applying online today. If you're approved, you can receive cash within 10 minutes after approval,§ and it can even be sent directly to your bank account.
The QuickQuid Advantage
Now that you've learned how to find a payday loans direct lender, let's take a closer look at QuickQuid. QuickQuid is an authorised online payday lender in the UK under the Financial Conduct Authority, Registration number: #673738. In addition to being VeriSign Secured™ and McAfee SECURE™, we're also proud members of CIFAS, the UK's fraud prevention service, and the Consumer Finance Association (CFA). New customers can apply for up to £1000,† while returning customers can apply for up to £1500.† If approved, funds will be sent to your bank account within 10 minutes after approval.§
Need more reasons why you should apply at QuickQuid.co.uk? Find out how we compare to other payday lenders below: