Payday Loans Direct Lender

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QuickQuid is rated 4.4 stars by Reviews.co.uk based on 1,793 reviews

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £200 for 84 days. Total repayment of £334.40. Interest: £134.40. Interest rate: 292% pa (fixed). 1295% APR Representative.

What is a 'Payday Loan Direct Lender'?

Simply put, a direct payday lender is an organisation capable of offering customers their loans without utilizing a go-between (i.e. the direct lender provides the loan to the customer and the customer makes payments directly to that lender). Some loan companies require customers to use a lead provider, affiliate or broker to access their services. In the case of a direct lender, the customer is guaranteed that access to their lender will be unfiltered, which in many cases makes for a greater degree of trust between the lender and the borrower, and a stronger long-term working relationship.

Finding the Right Direct Payday Lenders in the UK

No matter how much planning and budgeting you may do, many individuals can still find themselves in circumstances where they need emergency funding. But how do you ensure that your lender is the right direct payday lender for you? It helps to do a little research. Consider each potential lender's history and track record with their customers. Oftentimes, customer testimonials will give a clear indication of the kind of product and services you can expect.

QuickQuid has a strong history of good customer service, and we continue to find new ways of making sure our customers get the help that they need. We have worked hard to create an online application process with a focus on remaining straightforward. And with us sending funds to approved customers within 10 minutes after approval,§ customers can handle their urgent funding needs.

What are payday loans?

A payday loan gets its name because it is often used to get the borrower from one payday to the next. What this means specifically is that the loan amounts for a payday loan tend to be smaller.

Payday loans tend to fall into the category of "unsecured." This means that if a loan is granted to the borrower, no collateral is required. Collateral generally is considered to be an asset owned by the borrower that will be taken in the case that the borrower can't make their repayments on time. For many borrowers, not being required to put up their assets is desirable, and while unsecured loans come with their own stipulations, they remain an option worth considering for many.

How do I find the right payday loans direct lenders for me?

Start by assessing your circumstances. Do you need a loan immediately or can it wait? Do you need a smaller amount or a larger amount? Are you searching for a "bad credit loan"? Once you've determined your needs, start researching different direct lenders. Look at the flexibility of their offering and get an idea of their customer service. One of the most important aspects of a borrower/lender relationship is feeling comfortable and confident that your lender has your interests at heart, and determining this can be tricky. Try chatting with a customer service representative on the phone, or check the company's website for customer testimonials. Before you start a partnership, it's important to feel confident with the lender you're joining.

Why QuickQuid?

With authorisation under the Financial Conduct Authority, QuickQuid is a payday loans direct lender focused on taking care of its customers. We offer 1-, 2- and 3- period repayment options, giving our customers flexibility to create a loan that works for their personal circumstances. With loan amounts available for new customers up to £1000, and up to £1500 for existing customers, QuickQuid payday loans are ideal for covering emergency expenses and sudden financial dilemmas, if approved.