Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £300 for 71 days. One total repayment of £470.40. Interest: £170.40. Interest rate: 292% pa (fixed). 1301.2% APR Representative.
When you're faced with financial difficulties, a day or even an hour can be a lot of time, especially in our fast-paced world. Sometimes you need a loan as soon as possible. While you can apply for payday loans in brick-and-mortar stores, more people are beginning to take advantage of the benefits that online lenders offer. With online lenders, the entire process is completed online, so you can expect to apply, receive a decision and get funded, if approved, all online.
At QuickQuid, we offer a short-term payday loan built to help with financial emergencies. We provide cash, if approved, within 10 minutes after approval.§ We also offer 24-hour service, 365 days a year. You can even apply and get funds on weekends and bank holidays.
Our online application process is straightforward and clear, allowing new customers to request any amount up to £1000† and repay their loan over 1, 2 or 3 repayment periods.
To see if you qualify for a QuickQuid loan, you can apply online or on your mobile phone. As long as you're 18 years of age, have a valid UK bank account, are employed and receive a regular paycheque, and are a resident of the UK, you can apply at QuickQuid! After you apply, we process your application and give you a decision on your application.
If you find yourself needing more time to repay your QuickQuid loan, contact our customer service team immediately. We'll work with you directly to come up with a solution to help you set up more manageable payments. You can contact us via email, phone or live chat seven days a week!
“Quick payday loans” are something that lending companies like to advertise, and as a result, it's something consumers are looking for. But some companies that offer quick payday loans don't always have the consumer's best interest at heart. That is why we will tell you that QuickQuid does not offer “quick payday loans” — but once you submit your application, we will review your information and make a loan decision, typically within 30 minutes or less. If approved, we'll send the cash to your bank account within 10 minutes after approval, and we think that's pretty fast.
Payday loans are best used for emergency and unexpected expenses, particularly unexpected bills and auto repair bills. Please remember that our loans should only be used for short-term financial needs and are not appropriate for long-term borrowing.
At QuickQuid, new customers can apply for up to £1000.† If you're a returning QuickQuid customer, you can apply for up to £1500.† To find out how much you qualify for, complete our straightforward application today!
A great number of people are looking for cheap loans with prime interest rates in the UK, but they may not be approved for them. When that is the case, it is important they make sure the alternative options are legitimate. Here is a checklist of things to look for before choosing a lender:
Actual lender: Many online payday loan companies imply they offer loans themselves, when what they really do is take your information and sell it the highest bidder, taking away your opportunity to choose a loan that's right for you. The law requires them to state that they are not a direct lender and that they are “a service to provide you with a loan.”
Authorised: UK lenders are required to be authorised by the Financial Conduct Authority. Online lenders must post their registration number on their website.
Physical address: If an online lender does not provide a physical address for correspondence anywhere on their website, beware.
Identity security: Before filling out an application, make certain the company you choose uses security technology like McAfee Secure or VeriSign Secured to protect your personal information. You'll know if you see their logos on the site.
Industry best practices: Make sure the payday loan lender you choose is an active member of organizations like the Consumer Finance Association (CFA) and the Credit Industry Fraud Avoidance System (CIFAS). If you see these logos on the lender's site, then they follow the lending industry's best practices.
Taking on a short-term loan is a big responsibility, and should only be done in an emergency or similar situation. These loans should only be used as solutions for temporary money issues and are not designed to be used as a long-term solution. But if you feel as though a short-term payday loan is the right choice for you, and are confident in your ability to make repayments on time, consider QuickQuid.