Payday Loans for Unexpected Expenses

If approved, get up to £1000 sent within 10 minutes after approval.§

How much do you want to borrow?

Warning: Late repayment can cause you serious money problems. For help, go to
Representative Example: Amount of credit: £100 for 30 days. One total repayment of £124.00. Interest: £24.00. Interest rate: 292% pa (fixed). 1270% APR Representative.

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QuickQuid Payday Loan FAQs

Can I get a loan from QuickQuid?

To see if you qualify for a QuickQuid loan, you first have to apply online or on your mobile phone. As long as you're 18 years of age, have a valid UK bank account, are employed and receiving a regular paycheque, and a resident of the UK, you can apply at QuickQuid! After you apply, we process your application and will give you a decision on your application.

What are the lending options at QuickQuid?

QuickQuid offers new and existing customers the chance to apply for short-term loans. With a short-term loan, you can help bridge the gap between paydays and repay over 1, 2 or 3 repayment periods, if approved!

How much can I borrow from QuickQuid?

At QuickQuid, new customers can apply for up to £1000. If you're already an existing QuickQuid customer, you can apply for up to £1500. To find out how much you qualify for, apply online today and complete our straightforward application.

If approved, what can I use the payday loan for?

Payday loans are best used for emergency and unexpected expenses, particularly overdue bills and auto repair bills. Please remember that our loans should only be used for short-term financial needs and are not appropriate for long-term borrowing.

What if I need more time to repay my loan?

If you find yourself needing more time to repay your QuickQuid loan, contact our customer service team immediately. We'll work with you directly to come up with a solution to help you make more manageable payments. You can contact us via email, phone or live chat 24/7 — that includes weekends and bank holidays!

QuickQuid Payday Loans Online

When life throws a problem at you, an entire day or even one hour in some cases can be a lot of time, especially in our fast-paced world. Sometimes you need a loan as soon as possible, and QuickQuid can get you cash, if approved, within 10 minutes after approval.§ We also offer 24-hour service, 365 days a year. You can even apply on weekends and bank holidays.

People are looking for cheap loans every day in the UK but they may not be available to them. Often times people turn to shorter term, higher interest rate alternatives such as payday loans to help them through their credit crunch. It's important to keep in mind that loans are always meant to be used responsibly. These loans should only be used as solutions for temporary money issues and are not designed to be used as a long-term solution.

Where are payday loans offered?

While you can apply for payday loans in brick-and-mortar stores, you can also take advantage of the benefits that online lenders offer. From the comfort and privacy of your own home, you can apply for a payday loan and receive a loan decision within 30 minutes or less. Although online lending has increased in popularity over the last 10 years, there are still many brick-and-mortar businesses that offer payday loans. In storefronts, borrowers usually provide a post-dated cheque to the lender to cover the eventual repayment of the money they borrow, if approved.

With online lenders, the entire process is completed online, so you can expect to apply, receive a decision, and get funded, if approved - all online.

Looking for the best payday loans online?

At QuickQuid, we offer our customers a short-term payday loan built to help them with financial emergencies. Our online application process is straightforward and clear, and allows new customers to request any amount up to £1000, and repay their loan over 1, 2 or 3 repayment periods. If you're approved, cash can be sent within 10 minutes after approval,§ which means you can handle your emergencies when they happen.

Taking on a short-term loan is a responsibility, and should only be done in an emergency or similar situation. But if you feel as though a short-term payday loan is the right choice for you, and are confident in your ability to make repayments on time, consider QuickQuid.

How to choose a lender

  1. Actual lender: Many online payday loan companies imply that they offer loans themselves when what they really do is take your information and sell it the highest bidder, taking away your opportunity to choose a payday loan. The law requires them to state that they are not a direct lender and that they are "a service to provide you with a loan."
  2. Authorised: UK lenders are required to be authorized by the Financial Conduct Authority. Online lenders must post their registration number on their website.
  3. Physical address: If an online lender does not provide a physical address for correspondence anywhere on their website, beware.
  4. Privacy policy: If a company does not have a privacy policy on their website, it may be a warning that the company is less than reputable.
  5. Identity security: Make certain before filling out the application that the company you choose uses security technology like McAfee Secure or VeriSign Secured to protect your personal information. You’ll know if you see their logos on the site.
  6. Industry best practices: make sure the payday loan lender you choose is an active member of organizations like Consumer Finance Association (CFA) and Credit Industry Fraud Avoidance System (CIFAS). Their logos on the site will tell you that this lender follows the best practices in the lending industry.

How do payday lenders decide on applications?

To be considered for a payday loan an applicant must have a valid UK bank account, be at least 18 years old, be employed and receive a regular paycheque, and a resident of the UK. If they meet these criteria, then they can apply online. Once an applicant submits their application, the lender will review all of the information and make a loan decision, typically within 30 minutes or less. While each lender's underwriting system is different, it's important for a lender to assess each applicant to make sure they're worth the risk. Underwriting is a process that large financial service providers use to assess the eligibility of a customer and likelihood that such customer can pay the loan back.