Frugal Tips and Tricks

The Best Financial Tips My Parents Taught Me

We joke about how we’re not going to be like our parents when we grow up. And then as we age, we start acting like our parents. In my case, I was lucky enough to have parents that gave me some good financial advice and examples to live by. There are so many lessons I […]

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The Basics of Retirement Planning

Retirement planning is very important, but people often start too late. If you’re reading this, then you’re taking an important first step. There are some basic concepts that are key to getting started. One of the biggest drivers for some people is being able to independently provide for themselves in retirement. Some people may prefer […]

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How to Prepare for Your First Mortgage

How to Prepare for Your First Mortgage

Making the switch from renting to owning is a very exciting time. It’s a new chapter in your life, but it can require lots of preparation and work. Here, we’ll talk about what goes into preparing for that first mortgage. Down payment readiness: The requirements for loans seem to change over time, but one thing […]

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How to Manage When Cash Is Tight

How to Manage When Cash Is Tight

It’s not uncommon to find yourself tight on cash at various times in your life. How you handle these situations is key to your future financial well-being. There are a few steps you can take to help manage your finances and set yourself up for future success:   Analyse and acknowledge the situation – One […]

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Housing Is Hot Again – Time to Buy?

Housing Is Hot Again – Time to Buy?

According to the Halifax House Price Index, prices across the UK continue to march forward, signalling continued optimism in housing for Brits of all ages. Nobody’s calling this a housing bubble just yet, but things are certainly moving up in a rapid and consistent fashion, which raises some important questions. Is it a good time […]

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4 Important Financial Terms Worth Learning

4 Important Financial Terms Worth Learning

Every day we’re bombarded with financial jargon at work, at home, on the radio and on the Web. And when complex financial terms are used, it’s often hard to grasp the real meaning of what’s being said.   Here are four useful financial terms you’re likely to encounter:   Annuity – Annuities can take different […]

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What It's Like to Run Your Own Business

What It’s Like to Run Your Own Business

We hear a lot of stories about people who quit their day job to run a dream business and became rich. But newspapers don’t run accounts of people who fail or people who are only marginally successful. I wanted to share an account about what it’s like to make the transition from full-time employment with […]

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5 Investment Terms Everyone Should Know

Investing in the stock market is one of the great wealth creators in the world. Many people that invest their funds solely in safer, lower-return assets may never get ahead because their money is growing more slowly than inflation, especially in the current economic environment. So to help make the jump into stocks a little […]

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4 Tempting Investments You Should Avoid

Given the state of the economy in recent years, it’s no wonder that investors the world over are fed up with low interest rates and may be scared of stocks, instead seeking out “alternative investments.” There are a few specific reasons Brits may be going this route. First off, the information and advertisements for these […]

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