Apply for Short-Term Loans That Work for You

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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £300 for 71 days. One total repayment of £470.40. Interest: £170.40. Interest rate: 292% pa (fixed). 1301.2% APR Representative.

Handle Emergencies With Short-Term Loans

Emergencies happen, and oftentimes they bring with them sudden, unexpected expenses. Many who find themselves in this situation don't have access to the kind of funds they need, and go in search of loans to cover the costs. If you find yourself in this situation, you may want to consider applying for a loan with QuickQuid.

QuickQuid's payday loans are a simple and secure way to get the funds you need — without the hassle of a long application or the time spent traveling and waiting at a storefront lender. You can apply online or on your smartphone — in the privacy of your own home or while out on the go — whether it’s night, on a weekend or even on a bank holiday.

The application is simple and straightforward, and depending on the information you provide, it can usually be processed in about 30 minutes. If approved, loans can be deposited into your bank account within 10 minutes!§ Additionally, our customer service team is available seven days a week by phone, or you can chat with us online.

The Best Short-Term Loans in the UK

At QuickQuid, we've created a short-term loan product perfectly equipped to help customers in need of quick funds. Our online application process is straightforward and transparent, and requires four things:

  • UK residency
  • UK bank account
  • Proof of a regular paycheque
  • Customer is at least 18 years old

We understand that every customer is different, and we believe the best way to provide a customer with peace of mind is by allowing them to choose the product that works best for their situation. Customers can apply for up to £1,000 and choose to repay their personal loan over 1, 2 or 3 repayment periods. These options allow customers to select loan amounts and a repayment schedule that fits their unique financial circumstances.

Learn More About Our Online Short-Term Loans

If you’d like to learn more about how our loans work, visit our How It Works page or contact us. Or, if you’re ready to apply now, start your application by clicking below!

FAQ About Short-Term Loans Online

What is a short-term loan?

"Short-term" just means that the loan is designed to be repaid quickly or in a short amount of time. Bank loans have terms that normally include repayment plans lasting months or years, and applications for those loans are more detailed. Some companies even offer products called text loans. But it's easier to apply for unsecured loans online than having to leave your home and apply for a loan at a bank.

Short-term loans normally have a principal of £1,500 or less, and they’re unique in that they are typically repaid when you receive your next paycheque. They’re engineered for those tight spots that life sometimes puts us in when we need a loan quickly.

What's the difference between QuickQuid short-term loans and short-term payday loans?

In many ways, short-term loans and payday loans are the same, in that a payday loan is a form of short-term loan. Both short-term loans and payday loans offer emergency funding to approved customers that need it, with a relatively short repayment period. However, one way that a QuickQuid loan is different from a traditional payday loan is in the number of repayment options. While many payday loans require repayment on your next payday, a QuickQuid loan comes with the option of 1, 2 or 3 repayments (in addition to accrued interest), meaning you can spread your repayment out over a longer period of time.

What are the time periods involved in a QuickQuid short-term loan?

Finding the right loan can often hinge on flexibility, with the more customisable option resulting in improved affordability. With that in mind, QuickQuid offers a loan that allows approved customers the flexibility they need to build a loan that will help their unique circumstances.

When applying for a short-term loan, customers have the option of choosing to repay over 1, 2 or 3 repayment periods. This means that, when an approved customer takes out a loan, they can choose to repay it in 1, 2 or 3 portions, with interest accrued due on each repayment period, and the final loan repayment due on the last of the series of payments.

What can I use QuickQuid short-term loans for?

Anyone who takes on a loan should have a very good reason for it, whether it's small-value or a bank loan worth hundreds of thousands of pounds. At QuickQuid, we recommend that approved customers use our loans for unexpected emergency expenses, such as a broken-down automobile or a hole in the roof. This is because taking on a loan is a significant commitment, and failing to repay on time can have very real consequences on a customer's credit and finances. That said, once the funds have been delivered to the approved customer, it's up to their discretion as to how they use it.

Why should I choose QuickQuid instead of another lender?

A better question might be, "How do I choose the right lender for me?" And the answer is to know what you need and to consider all your options. While the need for emergency funding can be urgent, that doesn't mean you should choose a lender rashly. Instead, start by making a budget so you know what you're capable of repaying. Then compare different lenders and what they offer, considering loan amounts, repayment schedules, potential fees and other variables. If you find that what you're looking for is a loan focused on flexibility, then QuickQuid may be the lender for you.